Start or Grow Your Business with Confidence
Big dreams deserve trusted support.
Get the funds you need to build, expand, or strengthen your business with the support of a trusted government-backed SBA loan. Enjoy lower rates, easy payments, and peace of mind knowing you’re set up for success.
What Is an SBA Loan?
An SBA loan is a special type of business loan that’s backed by the U.S. government. It helps business owners get the money they need to start, grow, or expand; even if they don’t qualify for a regular bank loan. Because the government helps guarantee part of the loan, lenders feel safer saying yes. That means lower interest rates, longer repayment time, and less stress for you. If you have a solid business idea and want flexible funding with fair terms, an SBA loan can be the helping hand your business needs to reach the next level.
Fast & Easy Application
Apply in just seconds! Our quick online form helps you get matched with the best loan offers in minutes; no stress, no long waits.
Flexible Terms Up to 25 Years
Enjoy peace of mind with longer repayment terms that fit your business goals. More time means smaller payments and easier growth.
Higher Funding Limits
We connect you with the best financing options, so you can access larger amounts to meet your business goals.
Quick SBA Approval
Get approved in as little as 48–72 hours! We move fast so you can focus on running and growing your business, not waiting for funds.
What Do You Need to Qualify?
Been in Business for at Least 2 Years
If your business has been running for 2 years or more, you’re already off to a great start! We love helping hardworking owners like you grow even stronger.
At Least $120,000 in Yearly Sales
Your success matters. With a yearly sales record of $120,000 or more, you can qualify for funding to take your business to the next level.
Credit Score of 675 or Higher
A solid credit score shows your commitment, and that helps you get the best SBA loan offers available. Don’t worry if you’re still building your credit; Joshygroup can guide you toward the right funding option.
Why Joshygroup?
Getting the right loan isn’t just about money, it’s about finding a partner who truly understands your goals. We make business funding simple, fair, and personal, so you can focus on what really matters: growing your dream.
Trusted by Business Owners
Hundreds of small business owners count on us because we keep things honest and simple. We’re known for real results, not empty promises. When you win, we win too.
Fast and Hassle-Free Process
No long lines or confusing steps. Apply in minutes, get quick feedback, and access your funds without stress. We make financing fast and frustration-free.
Flexible Loan Options
Every business is different, so your loan should be too. We offer flexible options that fit your needs, whether you’re just starting or ready to expand.
No Hidden Fees, No Surprises
What you see is what you get. We’re upfront about costs and terms, so you always know exactly what you’re signing up for. Clear, fair, and transparent, just how it should be.
Your SBA Loan Questions, Answered Simply
Applying for an SBA loan is easier than you think! Just check if your business meets the requirements, pick the right SBA loan program, and gather your documents. Joshygroup makes the process quick and stress-free, we’ll guide you every step of the way so you don’t feel lost or overwhelmed.
The SBA 7(a) loan is one of the most popular options for small business owners. It’s not money directly from the government; instead, the SBA helps you get approved by promising lenders they’ll cover part of the loan. This lowers your risk and helps you get better rates and terms. You can use it for almost any business need, from buying equipment to growing your team.
The SBA 504 loan is great for big purchases that help your business grow, like buying equipment, vehicles, or even your own building. These loans often come with lower interest rates and longer repayment terms. You may need a small down payment, but the good news is your new asset (like your property or machine) becomes part of your business’s future value.